EDUCATION + RETIREMENT PLANNING
EDUCATION PLANNING
What is one of the greatest gifts we can give to our children? In our opinion, it’s providing them with the educational background to pursue their chosen career free of the burden of student debt.
Setting those funds aside early in a capital-preserved fund gives you the advantage of lower, more manageable contributions while giving them the gift of being a full-time student and all the liberties that has to offer when that time comes.
What’s included:
Understand parents’ and children’s goals, and risk appetite
Assess age(s) of child(ren) and time horizon until education funding will be required
Explore and advise on investment opportunities that align with goals and available income stream
Assist in opening applicable investment accounts
Monitor and track performance of investments, adjusting where necessary
RETIREMENT PLANNING
On average, people can spend anywhere between 16-30 years in retirement. Are you financially prepared?
During these years, you should be celebrating the contributions you have made to this world and not waiting for that next pension cheque. Under our Retirement Planning program, we will assess your expected retirement needs and ensure you are adequately equipped to enjoy those golden years.
What’s included:
Assess current age, financial position, time horizon to retirement, financial goals and risk tolerance
Estimate retirement expenses and build in a buffer
Assess and advise on investment opportunities that align with goals and available income stream
Assist in opening applicable investment accounts
Monitor and track performance of investments, adjusting where necessary